• Explain a reasonable cause for loan.
• The amount of loan required, and the repayment term of the small business loan you want.
• Describe of how you will repay the amount you lent.
• Details of security you will be able to offer to the lender
• Include your business plan with the application that describes management skill, market information.
• Include last few years financial statement.
• Include current account status
• Your existing debtors and creditors