which online payment gateways you choosing?

**emily** · 02-26-2009 08:47 AM

Whether doing business at home or abroad, the same problem we facing is how to settle the payment,Which payment gateway you choosing now?
How to make the transaction securely between the customer and the merchant.
Do you have anything to share? Two heads are better than one, welcome to your sharings.

Nick B · 02-26-2009 08:08 PM

I find Paypal is quite good, simple and easy to set up and good for first timers, large banks are to be avoided at all costs.

Paypal should accept all payment methods, no monthly costs and easy to integrate.

**ParaStorm** · 02-26-2009 09:03 PM

Paypal takes .33 of my $1 sales.. I hate that!

**SenseiDesign** · 02-26-2009 09:56 PM

well Paypal has high fees but I think it's the best option

**emily** · 02-27-2009 05:24 AM

maybe sometimes we are in a difficult situation,
we want to spend less, but get more.
but make a payment, make it secure, at the expense of cost more.
any other solutions?

**temi** · 02-27-2009 11:36 AM

Originally Posted by ParaStorm

Paypal takes .33 of my $1 sales.. I hate that!

But when you item is higher value, it works out cheaper, say you sell something for $100 , they don't take $33

Nick B · 02-27-2009 02:59 PM

The trouble with using the usual banks is that they charge a monthly fee, but they also take a % of your sales, paypal, world pay, all banks you will find probably work out roughly the same if you calculate it on selling large quantities straight off... but if you are starting off small... steer well clear of the main banks, that is from my experience.

**temi** · 02-27-2009 03:07 PM

I completely agree with Nick B, to make it worst bank also do some crazy credit check and keep your fund for longer than Paypal. With PayPal you can tranfer you money to your bank account same day its collected.

**emily** · 03-03-2009 02:15 AM

Paypal is really a good and popular payment gateway. However, it seems that the fee for transactions is quite high. Sometimes its not even worth transfering such a small amount of money.

Edwardens · 03-04-2009 10:50 AM

Originally Posted by emily

Paypal is really a good and popular payment gateway. However, it seems that the fee for transactions is quite high. Sometimes its not even worth transfering such a small amount of money.

Emily,
I agree with you, but it is not well really worth paying if the transaction volume is small.
In China, we often choose Ctopay to settle this kind of payment.
It has the AVS service to secure my payment online.Maybe it is not very popular, but is aslo a global payment service provider.